A fresh round of stimulus checks will be heading into the bank accounts of some Americans under the newly passed COVID-19 relief package, but there's some changes this time around.

To get the money this time, you'll have to make $75,000 a year or less as an individual or $150,000 as a couple.

The money is phased out completely for those who make more than $80,000.

But all might not be lost. "If you're close to that $150,000 and $75,000, there's a couple tricks that could get you under," says accountant Andrew Kabatchnick.

If you're on the cusp of the income threshold, the financial advisor recommends putting some money away in a health savings account or 401K.

A tip tweeted by Rep. Mondaire Jones said eligibility for the stimulus checks will be based on your most recent tax return.

"If you lost your job, lost income, or had a kid in 2020," he says, file your taxes as soon as possible so you could meet that $75,000 or $150,000 threshold.

Andrew Kabatchnick says, "If you're totally out of luck this year, congratulations because you're making pretty good money."

For those who really need to make the $1,400 stretch, Kabatchnick advises prioritizing groceries first. Most other payments can be delayed or reduced - if you just ask.

"Really any monthly payments you have, you should be discussing. So if you have car payments, rent payments, mortgage payments, credit cards, utilities - a lot of these companies have become very understanding over the last year," he says.

According to the U.S. Census, the median household income in Westchester County is about $96,000.

In Dutchess, Putnam, Rockland, and Orange counties, the median household income is also lower than the $150,000 threshold, so most families in the Hudson Valley would get this stimulus check.