New York is one of the worst states to retire in, according to a new 2025 survey from Retirement Living. The state ranked second from the bottom, just ahead of Hawaii.

The report evaluated affordability, healthcare, quality of life, weather, and crime. New York scored poorly in healthcare and quality of life, largely due to its high cost of living and taxes.

Retirees in New York need over $1,037,000 in savings to live comfortably. The state's income tax rate of 10.9% and property tax rate of 1.6% make it one of the most expensive places to retire.

The senior poverty rate is also high at 14.3%. Safety is another concern, with both violent and property crime rates exceeding those in many other states.

Massachusetts, New Jersey, and Connecticut also ranked among the worst states to retire in.

Wyoming, West Virginia, and Florida are rated the best states to retire in.