With the economy still in a free fall because of the COVID-19 pandemic, Democrats and Republicans in Washington, D.C. are now negotiating a second - more than $1 trillion - stimulus plan to help out-of-work Americans and businesses struggling to stay afloat.

Wiley Harrison owns a bookkeeping and accounting company in White Plains that services many small businesses and nonprofits. He received just over $60,000 in the first round of the federal Paycheck Protection Program, or PPP, loan.

“To be frank, when it was announced in late March, I was like 'Yo, Let me get on the bandwagon' cause I didn’t know where this was going. So I was out there, trying to get my share, so that I could help my employees take care of themselves," he says.

While he’s not in need of a second stimulus loan, Harrison says hard-hit businesses like restaurants and hair salons will probably need the extra help.

Officials at the Business Council of Westchester sent a letter to New York's congressional delegation urging them to act on a second stimulus plan.

“We really need them to make sure that whatever the relief bill that they pass covers two important areas - one, aid to local governments," says John Ravitz, of the Business Council of Westchester. "We need to have a national definition and liability protection for responsible employers, which will protect their employees.”

Congress is expected to pass the next economic rescue plan in the next few weeks.