YONKERS - Some residents in the Hudson Valley are finding 'Obamacare' to be a bit overwhelming.

"Everything is so new and it's just coming into fruition right now," says Isaac Garson.

With only seven employees, Garson is exempt from the insurance requirements of the new Affordable Health Care Act, but he also knows a healthy employee means a healthier bottom line.

"For smaller companies, the main requirement is to inform your employees about what options are available in terms of exchanges and there will be opportunities for smaller firms to buy group policy insurance," says professor Bruce Bachenheimer, who runs an entrepreneurship lab at Pace University in Pleasantville.

Employers like Garson have until 2015 to make sure they are complying with the new health care laws. However, just how much it will cost remains to be seen.